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Ugift - Give college savings. Saving for college is easier with family and friends.

Imagine how much you could save if, instead of the usual birthday, holiday and graduation gifts, your friends and relatives contributed to your child’s college savings. Ugift makes it easy, and it’s free to use.

Ugift is simple.

Use it to invite family and friends to make contributions online or by check. Best of all, their contributions go directly into your Arkansas 529 GIFT Plan account. There’s no extra paperwork for you. Plus, unlike many other gifting programs, Ugift givers don't have to join, register, or pay a service fee. Ugift FAQs

How Ugift works.

  • Once you open your Arkansas GIFT 529 Plan account, you can opt in to Ugift at any time using your online account page.
  • You'll receive a unique Ugift code to share with family and friends.
  • Share your code through Ugift's online sharing features, over the phone, in person, on social networks, printed invitations, etc.
  • Family and friends can use your Ugift code to make contributions whenever they want. (The code is valid for the life of your account, but you can opt out of Ugift at any time.)

Learn more about Ugift.

Want to give a gift they’ll never outgrow?

Contribute to a child’s college education instead. With the unique Ugift code, it's easy to contribute money directly into an Arkansas GIFT 529 Plan account.

Ugift codes must be initiated by the 529 plan account owner, so reach out to the child's parents or guardians to ask if they have an account. If so, they can log in to their account to get a Ugift code and share it with you. Once you have the code, visit where you can:

  • Give your gift at any time
  • Transfer money easily and securely
  • Contribute online or by mail

Ugift is a feature available to Arkansas 529 GIFT Plan account owners. Open an account

Ugift is a registered service mark of Ascensus Broker Dealer Services, Inc.

Learn more about Ascensus Broker Dealer Services, LLC on FINRA's BrokerCheck FINRA's BrokerCheck.

For more information about the GIFT College Investing Plan (the "GIFT Plan"), call 1.800.587.7301 or click here to obtain a Program Description and Participation Agreement, which includes investment objectives, risks, charges, expenses and other information; read and consider it carefully before making an investment or sending money. Ascensus Broker Dealer Services, LLC (“ABD”), the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including investment advisory services, recordkeeping, administrative services and marketing of the GIFT Plan. 

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You should also consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 college savings plan(s), or any other 529 plan, to learn more about those plans’ features, benefits, and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The GIFT Plan is a college tuition savings program sponsored by the State of Arkansas and administered by the Arkansas Section 529 Plan Review Committee ("Committee"). ABD, the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including investment advisory services, recordkeeping, administrative services and marketing of the GIFT Plan. The GIFT Plan's Portfolios invest in: (i) mutual funds; or (ii) an FDIC-insured omnibus savings account held in trust by the Committee at Sallie Mae Bank. Except for the GIFT Plan Savings Portfolio, investments in the GIFT Plan are not insured by the FDIC. Units of the Portfolios are municipal securities and the value of units will vary with market conditions.

Investment returns will vary depending upon the performance of the GIFT Plan Portfolios you choose. Except to the extent of FDIC insurance available for the GIFT Plan Savings Portfolio, you could lose all or a portion of your money by investing in the GIFT Plan, depending on market conditions. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Not FDIC-Insured (except for the GIFT Plan Savings Portfolio). No Bank, State or Federal Guarantee. May Lose Value.